The ACA saved my life, and we’re about to lose it.

There’s a lot to say about the election of Trump to be our next President, and I’m going to say it all, soon. The thing that hitting me the most though, right this minute, is that if he succeeds in taking away the Affordable Care Act (aka “Obamacare”), I’ll lose my current insurance.

Congress already has a plan in place (from 2015) which would use the budget reconciliation process to gut the ACA with only a simple majority, which the Republicans have. No filibuster allowed; it’s over in one vote. From healthaffairs.org:

Both houses of Congress passed reconciliation legislation that would have repealed the premium tax credits; the small business tax credit; the individual mandate, the employer mandate; the expansion of Medicaid coverage for adults up to 138 percent of the federal poverty level, presumptive eligibility, maintenance of effort, and benchmark plans for Medicaid; and the ACA’s taxes—the medical device tax, insurer fee, “Cadillac” high cost plan tax, and tax increases imposed on the wealthy—most of the provisions that the public identifies as “Obamacare.”

Without the tax credits which would greatly reduce my payments for a different marketplace insurance — especially given my preexisting conditions — I can’t afford to buy a replacement. Trump’s proposals (Health Savings Accounts, insurers allowed to sell plans across state lines, imported medications from overseas, keeping your kids on it until 26) won’t help me at all.

As a freelancer — the only job I can hold while still caring for my son’s special needs — I don’t have employer coverage. I don’t make enough to put into an HSA. Buying from one insurance company vs another doesn’t mean the prices will be affordable; “affordable” for me is literally whatever I can avoid spending on food and heating gas for my apartment. I don’t have extra money for health insurance when the coverage I have is taken away.

I’ll be without.

Without the ACA-provided health insurance, I wouldn’t have been properly screened for my health issues this year. I wouldn’t have had surgery in June to remove part of my thyroid. They wouldn’t have discovered my cancer when it was still small and treatable.

If I hadn’t gotten health insurance through the marketplace this year, I wouldn’t be getting it next year under President Trump, and then maybe not for another 4 or 6 or 8 years after that.

I wouldn’t have survived that long with undetected cancer. The ACA saved my life. (And it was going to keep on saving my life by providing me with the health care I need to watch out for new cancer, the medication I need to manage my ADHD so I’m a more productive worker, and limiting the amount I spend out of pocket so I can still put a little food on the table.) That’s now in jeopardy.

I have to figure out how to pay for new insurance when the time comes because I need it. I have to survive this vile “leader” who doesn’t care if I live or die. So, I’m already planning and budgeting for a future under Trump.

If you want to, and can, help, please consider:

Thank you.

 

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